Please review our various loan options below:
Auto
Your ride. Your loan. Your way. SSFCU specializes in all types of vehicle financing. From new to used vehicles, we can find you the loan you need at the rate you want! With auto loan rates as low as 1.99% APR, now is the time to buy! Love your car but hate your rate? We can help! Refinance your vehicle with us and we'll give you $100! Member eligibility required. Rates subject to credit approval. Online Loan Application Printable Loan Application
Mortgage
Match your dream home with a dream loan! SSFCU is pleased to be offering mortgages again! Home Repairs. Vacation Oasis. College Tuition. With a Home Equity Loan or Line of Credit from SSFCU anything is possible! Call our loan department at 407-322-4305 for more details.Personal Loans
Looking for some extra cash? Big or small, we have a loan to fit your needs! With rates starting as low as 7.90%. Personal Loans - A personal loan allows you to borrow money for various reasons including vacation, home repairs, debt consolidation and unexpected emergencies. If you're in need of a personal unsecured loan, visit your credit union first. Loan amounts range from $500 to $25,000. Personal Line of Credit - With a Personal Line of Credit, you can enjoy the flexibility of having money available to you when you need it! Credit limits from $500 to $25,000. Best of all, you can avoid NSF fees by setting your PLOC up as overdraft for your SSFCU checking. Share Secured Loans - Whether you're a new borrower, working to improve your credit, or just have large deposit accounts, this loan lets you enjoy lower interest rates while receiving dividends on your money in your share account. For rate information, please contact our Loan Department at 407-322-4305.
Other Consumer Loans
You have dreams, we have money! At SSFCU we offer a variety of consumer loans. Recreational Vehicle Loans - Escape to the great outdoors with a recreational vehicle loan from SSFCU with rates as low as 3.74% Click here to apply today 0% Loans - Whatever the occasion may be, vacation, back to school or holiday shopping, we have the right 0% loan for you! Click here to apply today Kwik Cash - Does an unexpected emergency have you wondering how you can make it to your next paycheck? Let us help you with Kwik Cash to cover your expenses. Kwik Cash will give you financial peace of mind to cover any unexpected bills. Click here to apply today Call a loan officer at 407-322-4305 for more details, or stop by one of our branches today!
Skip A Pay
Skip the stress with Skip A Pay! Qualified loans can Skip A Payment up to two non-consecutive times in a 12 month period. Member must have 12 months of consecutive on time payments. Skip A Pay excludes Mortgage and Credit Card payments. Contact our Loan Department today and see if your loan qualifies!
Insurance
Auto Coverage Guaranteed Asset Protection (GAP) - Newly purchased vehicles depreciate rapidly the moment they’re driven off the dealer’s lot; unfortunately, member’s loan balances don’t disappear as quickly. Guaranteed Asset Protection helps provide financial security if member's vehicle is stolen or damaged beyond repair by cancelling the difference between the auto insurance settlement and the remaining loan balance. Mechanical Repair Coverage (MRC) - MRC protects new and eligible used vehicles from costly vehicle repairs—even after the manufacturer’s warranty expires. Personal Insurance Credit Life and Credit Disability Insurance - Is insurance for consumer loans that help create a safety net for members’ assets, savings and credit ratings. It will help take care of you and your family should you become disabled or pass away. *Purchase of Insurance is voluntary and will not affect your application or the terms and conditions of your loan. For more information call our Loan Department at 407-322-4305.
Rates
| LOANS | FROM | TO | TERM* | |
|---|---|---|---|---|
| New Vehicle - Current Year up to 60 months | 1.99% | 10.49% | 24-60 | |
| New Vehicle - Current Year 61-72 months | 2.49% | 10.99% | 61-72+ | |
| 2013 under 12000 miles thru 4/15/14 | 1.99% | 10.99% | 24-72+ | |
| Used Vehicles - Current Year up to 60 months | 2.49% | 10.99% | 60 | |
| Used Vehicles - Previous Year 61-72 months | 2.99% | 11.49% | 61-72+ | |
| Used Vehicles 2006 - Older (Other Secured) | 6.90% | 16.65% | 60+ | |
| New Motorcycles | 4.74% | 14.49% | 72+ | |
| Used Motorcycles | 5.74% | 15.49% | 72+ | |
| New Boat | 4.74% | 14.49% | 120 | |
| Used Boat | 5.74% | 15.49% | 120 | |
| New RV | 3.74% | 12.99% | 120 | |
| Used RV | 4.74% | 15.49% | 120 | |
| Share Secured (variable rate +3% of share rate) | 3.00%+ | 3.00%+ | 120 | |
| Term Share Certificate Secured (Cert. rate +3%) | 3.85% | 3.85% | 60 | |
| Home Equity Line Of Credit | 3.25% | Call | 240 | |
| First Mortgage | Call | Call | - | |
| Second Mortgage | Call | Call | - | |
| Signature, Unsecured | 7.900 | 7.900 | 60 | |
| Line of Credit, Overdraft Protection | 7.900 | 7.900 | n/a | |
| VISA Classic (Credit Card) | 8.900 | 8.900 | n/a |
Loan Application
