Savings

Membership starts with your savings account! Open a primary share savings account with SSFCU and start benefiting from all that membership has to offer. An initial deposit of $5.00 and a membership fee of $10.00 is all it takes to join the credit union. You will earn dividends on all money you have in your account when you maintain at least a $5.00 minimum balance. Dividends are paid on a quarterly basis to the regular share savings account. Also, there is no monthly service charge on your Savings account. Once established, your Savings account entitles you to apply for any other service offered by us. Our Christmas Club, Summer Savings and Special Savings accounts can help you save for special events such as holiday shopping, vacations, education, purchase of a new home, etc. There is no minimum balance or monthly service charge for club accounts.  Merchant account bankcard services have additional fees. Dividends are calculated on the daily balance and paid quarterly. Accounts may be subject to maintenance, service, and dormant account fees. Fees could reduce earnings on the account.

Our Seminole Youth Clubs are just one more way that SSFCU is working to serve and help you get a head start on managing your finances and develop basic savings skills that can last a life time! Seminole Savers 0-12  Seminole Teen Club 13-17     

DIVIDEND RATES*

Shares 0.01% APY

Clubs 0.01% APY

IRAs 0.25% APY

Account terms are compounded and posted quarterly. Annual Percentage Rates (APYs) are effective December 31, 2013.

*APYs are effective December 31, 2013. Rates are subject to change without notice and cannot be guaranteed. Account disclosures are available at all offices. APY=Annual Percentage Yield.

TERM SHARE CERTIFICATES*

3 months 0.05% APY

6 months 0.05% APY

12 months 0.05% APY

24 months 0.25% APY

36 months 0.60% APY

48 months 0.75% APY

60 months 0.85% APY

Certificate dividends will be posted into owner’s credit union account or reinvested into the Term Share Certificate account. Certificate terms are compounded and posted monthly.

*APYs are effective December 31, 2013. Rates are subject to change without notice and cannot be guaranteed. Account disclosures are available at all offices. APY=Annual Percentage Yield.

The best thing to invest in is YOU! Let SSFCU help you to build your nest egg, open a Individual Retirement Account today! We offer Individual Retirement Accounts (IRA) to members at competitive rates. These include traditional, Roth and Educational IRAs. See a Member Service Representative for more details.