Service Charge Schedule

Share Savings Account Fees  
New Account Fee $10.00
Monthly Dormant Account Fee $5.00
Early Closing Account Fee (less than 3 months) $10.00
Share Draft (Checking) Fees  
Essential* $5.00
Essential Plus** $7.50
Five Star*** $10.00
Seminole S.P.A. account Fee $5.00
Debit/ACH/NSF $35.00
Overdraft Transfer (sav/ckg/loc) $5.00
Draft Uncollected $35.00
Returned Check $10.00
Stop Payment $30.00
Remove Stop Payment $10.00
Fax Copy of Check $2.00
Check Look-up Fee $2.00
Bill Pay FREE
Minimum Opening Deposit $25.00
Other Service Fees  
Notary FREE
Money Order $2.00
Statement Copy $2.00
Account Reconciliation (Per Hour) $20.00
Account History per page $1.00
Foreign Item Collection Cost + $5.00
Check Mailed From Account $4.00
Official Checks $3.00
Golden Apple Club**** FREE
Incoming Domestic $10.00
Outgoing Domestic $20.00
Incoming Foreign $20.00
Outgoing Foreign $40.00
Check Card Application FREE
Replacement Check Card $5.00
Club Early Withdrawal $5.00
ATM Services  
Prop./PRESTO ATM Withdrawal FREE
Inquiry FREE
Transfer FREE
Out of Network ATM Transaction $2.00
Loan Services  
Mortgage Loan Application Fee Call for details
GAP $295.00
High Risk Transaction Fee ** $25.00
Loan Extension $25.00
Secured Credit Card Application $25.00
Credit Card Over - Limit Fee $10.00
Verification of Deposit $10.00
Signature Guarantee FREE
Rolled Coin per 20 rolls $2.00
Return Mail Bad Address Fee $5.00
Exchange Member Check for Cashier Check $10.00

* No fee with one of the following: Average monthly balance of $500 OR 20 or more debit transactions, otherwise $5.00 per month.
** No fee with one of the following: $1,500 combined deposit or loan balance, otherwise $7.50 per month. More High Risk Fees.
*** No fee with one of the following: $7,500 combined deposit or loan balance, otherwise $10 per month.
**** Golden Apple Club Account available for seniors 55 years of age or older. Please contact the Member Services Department for details.
Federally insured by NCUA